Airtel Payments Bank announced its results for the financial year ended on March 31, 2026. For the full year, revenue stood at ₹3,207 crore, registering a growth of 18.4% year-on-year. Net profit came in at ₹109 crore, with profit margins improving to 3.4%, reflecting the structural maturity and operating leverage of the business.
Customer balances rose 26% year-on-year to ₹4,612 crore, while annualised Gross Merchandise Value (GMV) reached ₹4,542 billion. The Bank continued to see strong customer momentum with savings bank account monthly transacting users (SBA MTU) growing to 28.8 million. Airtel Payments Bank remains the third-largest mobile bank in India by user base, reflecting the scale and stickiness of its digital-first, tech-led model.
Mr. Anubrata Biswas, MD and CEO, Airtel Payments Bank said, “Our strong performance this year reflects continued customer trust and the resilience of our business model. The strong adoption of our Safe Second Account underlines the growing need for a secure, seamless digital banking solution. Our differentiated model, combining a mobile-first platform with a large distribution network, enables us to serve customers across segments effectively. As we scale further, our focus remains on building a digital bank that meaningfully addresses the evolving financial needs of India.”
The Bank continues to see strong traction for its Safe Second Account, particularly in urban markets, making it the digital bank of choice. Customers are increasingly using it for daily digital transactions and recurring payments. This has driven higher engagement, with the Bank emerging as the second-largest player in UPI Autopay mandates.
The Bank’s transit business continues to scale rapidly, with over 6 million National Common Mobility Cards (NCMC) issued, making it the second-largest issuer in the segment. Processing two out of every three transit payments across supported networks, the Bank plays a critical role in enabling frictionless, cashless mobility at scale.
In rural India, Airtel Payments Bank’s uniquely differentiated model, combining deep physical reach with a robust digital platform, positions it strongly to serve underserved communities. The Bank processes one in four AePS transactions and one in every two remittances. With over 500,000 active banking points, the Bank continues to bridge access gaps by serving three in four villages and processing approximately 1% of India’s Direct Benefit Transfers.
Airtel Payments Bank is seeing strong momentum in omnichannel B2B digital payments, partnering with leading aggregators and processing transactions worth USD 16 billion. It is also enabling small offline merchants to join the digital economy through an integrated offering of current accounts, QR, and soundbox solutions, supporting seamless, real-time payments and efficient settlements.
Airtel Payments Bank continues to play a key role in driving digital banking and financial inclusion by enabling seamless, secure, and accessible banking services across the country.
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